Author: Cindy Furtado

  • Florida’s Unique Housing Market Offers New Opportunities

    Florida’s Unique Housing Market Offers New Opportunities

    Florida’s current housing scene is a study in contrasts—plenty of listings and frequent price cuts, yet many buyers and sellers find themselves at a crossroads. The real challenge isn’t the number of homes available, but the mismatch between what’s on the market and what people need: size, cost, and location often don’t align. I see this firsthand every week here in Sarasota, especially as many longtime homeowners are ready to move on, but younger buyers are holding back due to rising costs. It’s a dynamic that leaves both generations navigating tough choices, and it’s why understanding the nuances of our local market can make all the difference—especially if you’re considering downsizing, investing, or making a move within the 55+ community. After 36 years in Florida real estate, I know that finding the right fit takes more than scrolling through listings; it’s about matching your next chapter to a home that truly works for you.

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  • Condo rule adjustments: A gamechanger for the Florida market?

    Condo rule adjustments: A gamechanger for the Florida market?

    After 36 years in Sarasota real estate, I’ve seen how changes ripple through our market—and the latest adjustments to condo lending rules are shaping up to be a real turning point. Now, full financial reviews and higher reserve requirements are making conventional loans for condos tougher to secure, especially here in Florida where condo living is so popular. I’m already seeing buyers explore options with portfolio and non-qualified mortgage lenders, despite continued strong demand for condos. For those navigating these changes, having a guide who knows the market inside and out can make all the difference. These shifts are just another reminder of why it’s important to have someone on your side who sweats the details, so you can focus on finding the Florida home that feels right.

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  • Florida’s housing market corrections continue to lose intensity—see the data across the state

    Florida’s housing market corrections continue to lose intensity—see the data across the state

    After 36 years helping people find their place in Sarasota, I've seen Florida's housing market ride out its share of cycles. This year, we're watching the intensity of market corrections ease across the state. Some metros are even showing slight price gains, a reassuring sign for both buyers and sellers. In areas that were hardest hit, inventory is now declining—a shift that points to healthier fundamentals and less downside risk, even as a few corrections linger. For those considering their next Florida move—whether you're investing, downsizing, or searching for your dream home—these trends suggest a market that's steadily regaining its footing.

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  • Florida Housing Shows Signs of Recovery | SarasotaLuxuryRealEstate

    After decades spent navigating the real estate landscape here in Florida, I’ve seen firsthand how this market cycles—and how quickly it can surprise you. Lately, there’s a noticeable shift: Florida, which was among the first to show housing softness, is now sending out clear signs of recovery. Inventory levels are dropping—a classic indicator that buyers are stepping back in and the market is finding its footing. I’m also watching homebuilder backlogs grow again, which tells me builders are regaining confidence in demand, something we haven’t seen since the earlier slowdown. The jobs picture is brightening too, with employment growth on the rise and goods-producing sectors projected to turn positive after 2025. These trends matter, not just for buyers and sellers, but for the broader economic outlook, as even central bank officials are starting to take note of Florida’s resurgence. Having helped clients from around the globe find their place in the Sarasota area and beyond, I know how these signals can shape your real estate journey—whether you’re looking for a primary home, a resort condo, or a smart investment.

  • Florida Housing Shows Recovery Signs | SarasotaLuxuryRealEstate

    After decades immersed in Florida real estate—especially here on the Gulf Coast—I’ve seen how this market can surprise us. Recently, Florida was among the first states to show signs of housing slowdown, but now the pendulum is swinging back. Inventory is moving lower, which often marks a turning point: buyers are absorbing available homes, and a steadier market is taking shape. Builders are also seeing their backlogs rise again, a signal I always watch closely for demand visibility—especially important for those considering new construction or investment opportunities. On top of that, Florida’s job market is starting to rebound, with goods-producing employment expected to turn positive after 2025. That’s great context for anyone weighing long-term plans here. Some experts believe even central bank leaders may soon recognize how Florida’s recovery could shape broader economic trends. Having helped clients navigate both the ebbs and flows, I know that understanding these shifts—paired with local insight and a global outlook—remains essential to making smart property decisions in this unique market.

  • Florida Leads 2026 Desirability Rankings | SarasotaLuxuryRealEstate

    As someone who’s made Florida my home—and helped others do the same for decades—it’s no surprise to see our state earn the top spot in 2026’s desirability rankings for the third year in a row. About one in three Americans now consider Florida among the best places to live. Tampa and Orlando both secured spots in the top 10 most desirable U.S. metros, underscoring just how much Florida continues to resonate beyond a single city. Interestingly, Tampa also appeared among the 10 least desirable metros, a reminder that our most recognized markets inspire both excitement and pause—sometimes in equal measure.

    Orlando’s strong showing highlights how Florida’s appeal stretches well beyond its best-known hubs, reaching buyers and investors looking for more than just a sun-soaked escape. After years of working with clients from around the world and across the country, I see firsthand how Florida’s lifestyle and opportunities remain as compelling as ever. Whether you’re considering a move, an investment, or simply curious about what keeps Florida at the top, it’s clear our state’s draw is more than just a trend—it’s a steady force.

  • Florida’s Proposed Property Tax Changes: What Property Owners Should Know About The 2026 Save Our Homes Proposal

    Florida’s Proposed Property Tax Changes: What Property Owners Should Know About The 2026 Save Our Homes Proposal

    Florida’s property tax landscape could soon look very different, and as someone who’s spent decades helping clients navigate these shifts—from Sarasota to Hawaii and Arizona—I know how important it is to stay informed. In 2026, Florida voters will weigh an amendment that would raise the homestead exemption for non-school taxes to $250,000 by 2028. For many non-homestead properties, annual assessment increases could also be capped at 5%, starting January 2027. These changes won’t just affect homeowners, but also investors and anyone considering property in our dynamic market. My approach has always been to listen first and put your priorities at the center—so whether you’re planning a move, weighing an investment, or simply want to make sense of what’s ahead, understanding proposals like this is key. The Florida lifestyle means something a little different to each of us, and part of my role is helping you see how changes like these could shape your next step.

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  • Sarasota housing market heats up as luxury sales soar

    Sarasota housing market heats up as luxury sales soar

    There’s an undeniable energy in Sarasota’s housing market this summer. In July, single-family home sales climbed 6.8%, while condo-townhome sales soared 33.1%. The median condo price made an impressive leap—up 62.7% to $610,513. Across Florida, million-dollar sales are also on the rise, but inventory is tightening, fueling even stronger competition for exceptional properties.

    Having spent decades immersed in Sarasota real estate—from residential homes to luxury resort condos—I’ve seen plenty of market cycles. Yet these numbers underscore just how dynamic our market is right now. Whether you’re pursuing your first home or a trophy property, understanding these shifts is essential. My approach always begins with listening to your goals and drawing on both local insight and a global network to help you navigate opportunities in this vibrant market.

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  • Arizona vs. Florida: Two different growth stories for real estate investors

    Arizona vs. Florida: Two different growth stories for real estate investors

    After decades of working in both Arizona and Florida real estate, I’ve seen how each state’s growth story is shaped by unique forces. Arizona is experiencing a surge thanks to its booming semiconductor industry—a remarkable trend for investors to watch. Yet, water supply concerns create a backdrop of uncertainty that can’t be ignored. Meanwhile, Florida’s growth is fueled by diverse migration patterns and a vibrant tourism sector. Here, the challenges come from flood and storm risks that impact insurance availability and development decisions. My perspective is shaped by years of helping clients navigate these very dynamics, especially in Florida, where understanding the lifestyle, local nuance, and risk factors is just as important as seeing the opportunities. Whether you’re considering an investment in Arizona’s tech-driven markets or Florida’s ever-evolving communities, being informed about these underlying drivers—and how they affect your goals—makes all the difference.

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  • Priced at only $329,000, this maintenance-free, furnished 2-bedroom, 2-bath villa with a den or office and 2-car lives like a single-family home enjoying sweeping golf course views.

    This maintenance-free, furnished 2-bedroom, 2-bath villa with a den or office lives like a single-family home and enjoys sweeping golf course views. An oversized attached 2-car garage provides convenient access, while the interior laundry room adds everyday functionality. The thoughtfully designed split-bedroom floor plan offers privacy for both owners and guests. The spacious primary suite features an attractive en-suite bathroom with granite tops dual sinks and two closets, including a walk-in closet with custom built-ins. The tastefully renovated guest bathroom with granite tops, along with generous closet and storage space throughout the home, enhances both comfort and functionality. Crown molding throughout and textured ceilings add architectural character and a refined finish to the interior. A charming brick courtyard entry creates a warm welcome, while the enclosed expansive Florida room is filled with natural light and provides panoramic golf course views, creating a relaxing space to enjoy throughout the year. Most windows have been replaced with impact-resistant windows, providing added peace of mind and energy efficiency. The updated kitchen features solid-surface countertops, newer cabinetry, quality appliances, and a breakfast area perfectly positioned to take advantage of the tranquil golf course views. Whether preparing meals or entertaining guests, this inviting space combines style with everyday practicality. Just a short stroll away, enjoy the community pool, relax with neighbors, or play a game of shuffleboard. Optional memberships are available at Palm Aire Country Club, offering 36 holes of championship golf, tennis, pickleball, fitness facilities, dining, and a full calendar of social activities. Whether you're seeking a full-time residence or a seasonal retreat, this villa offers an exceptional location with convenient access to I-75 and Sarasota-Bradenton International Airport, just minutes away. World-class shopping, dining, arts and cultural attractions, UTC Mall, downtown Sarasota, and the area's renowned Gulf beaches are all within easy reach, making it easy to enjoy the very best of the Florida lifestyle.